Split expenses. Not friendships.
The simplest way to share bills and IOUs with friends, family, and roommates. Keep track of group balances and settle up with one click.
Powerful tools for clarity
Everything you need to manage shared finances without the awkward conversations.
Real-time syncing
Instantly update balances across all devices. Everyone stays on the same page, no matter where they are.
Debt simplification
Our smart algorithm reduces the total number of transactions by calculating the most efficient way to settle up.
Smart receipts
Snap a photo and let our AI extract the data. Split by item or share equally in seconds.
How it works
Three simple steps to financial harmony.
Create a Group
Add your friends to a shared space for a trip, household, or dinner.
Add Expenses
Enter who paid, how much, and how to split it. Attach receipts for clarity.
Settle Up
See exactly who owes whom and settle debts via your favorite payment app.
Your data is safe with us
We use bank-level 256-bit AES encryption to protect your financial information. SplitWisely never stores your bank credentials directly and uses secure OAuth protocols for connections.
"I used to dread splitting bills after group vacations. SplitWisely turned a 2-hour spreadsheet session into a 10-second tap."
Sarah Jenkins
Frequent Traveler
"Finally, an app that actually understands roommates. The smart settlement feature saved our house from so many awkward math debates."
Marcus Rivera
Urban Professional
"Clean, fast, and secure. It’s the gold standard for shared expense apps. I recommend it to every group I'm in."
Lydia Wang
UX Designer
Ready to simplify your life?
Join millions of users who trust SplitWisely for their group finances.