Privacy Policy
At SplitWisely, your financial privacy is our highest priority. This policy describes exactly how we collect, use, and protect your personal information — written in plain, honest language.
We Never Sell Data
Your information is never sold to advertisers or third parties.
256-bit Encryption
Bank-level AES encryption protects all your financial data.
GDPR & CCPA Ready
Full compliance with global privacy regulations.
Introduction
At SplitWisely, your financial intimacy is our priority. This Privacy Policy describes how we collect, use, disclose, and safeguard your information when you use our shared expense tracking platform.
By using our services, you consent to the data practices described in this policy. If you do not agree with the terms of this privacy policy, please do not access the application. We may update this policy periodically, and we will notify you of significant changes via email or in-app notification.
Data We Collect
Account Information
- Full name and display name
- Email address
- Phone number
- Profile photo
- Password (hashed)
Financial Data
- Expense amounts & descriptions
- Group and split records
- Payment history
- Currency preferences
- Linked account metadata
Usage Data
- App interactions & feature usage
- Pages visited and session duration
- Search queries
- Error logs
- Feature preferences
Device Information
- Device type and model
- Operating system version
- IP address
- Browser type
- Unique device identifiers
How We Use Your Data
- group
To facilitate expense splitting and group settlements between you and your contacts.
- notifications
To send notifications regarding group activity, debt reminders, and settlement confirmations.
- trending_up
To provide data visualizations and spending insights for better financial management.
- security
To detect, prevent, and investigate fraudulent activities and security breaches.
- tune
To personalize your experience and improve our features based on your usage patterns.
- support_agent
To respond to your comments, questions, and customer support requests.
Data Security
We implement industry-leading security measures to protect your information against unauthorized access, alteration, disclosure, or destruction.
AES-256 Encryption
All data encrypted at rest and in transit.
OAuth 2.0
Secure authentication without storing credentials.
SOC 2 Type II
Annually audited security controls.
Bug Bounty Program
Rewarding researchers who find vulnerabilities.
Data Retention
We retain your personal data only for as long as necessary to fulfill the purposes outlined in this policy, or as required by applicable law.
| Data Type | Retention Period | Reason |
|---|---|---|
| Account Data | Duration of account + 30 days | Account management |
| Expense Records | 7 years post-transaction | Legal compliance |
| Usage Logs | 90 days | Security & analytics |
| Support Tickets | 2 years | Quality assurance |
Your Rights (GDPR & CCPA)
Depending on your location, you may have the following rights regarding your personal data:
Right to Access & Portability
Request a copy of all your data in a machine-readable format at any time through your Settings > Privacy.
Right to Erasure ("Right to be Forgotten")
Request deletion of your account and all associated personal data, subject to legal record-keeping obligations.
Right to Rectification
Correct any inaccurate or incomplete personal data through your profile management settings.
Right to Restrict Processing
Request that we limit the processing of your personal data under certain circumstances.
Right to Object
Object to the processing of your personal data for direct marketing or based on legitimate interests.
Questions or Concerns?
Our Data Protection Officer is ready to assist you with any privacy-related queries.
SplitWisely Inc., Data Protection Office · 1234 Market St, San Francisco, CA 94103