Privacy Policy
SplitWisely is shared expense management software. This policy describes exactly how we collect, use, and protect your personal information — written in plain, honest language.
We Never Sell Data
Your information is never sold to advertisers or third parties.
Encrypted in Transit
Traffic is served over HTTPS and passwords are stored only as salted hashes.
We Never Hold Your Money
SplitWisely calculates balances. It does not hold or transfer users' funds.
This website collects nothing
Browsing splitwisely.in is anonymous. This site sets no cookies, runs no analytics or advertising trackers, and has no forms. We do not know who visits it. The rest of this policy describes the SplitWisely app, which does store information once you create an account, because it cannot split expenses between people without knowing who they are.
Introduction
This Privacy Policy describes how we collect, use, disclose, and safeguard your information when you use SplitWisely, our shared expense management software. SplitWisely records and calculates shared expenses; it does not hold or transfer users' money.
By using our services, you consent to the data practices described in this policy. If you do not agree with the terms of this privacy policy, please do not access the application. We may update this policy periodically, and we will notify you of significant changes via email or in-app notification.
Data We Collect
Account Information
- Full name and display name
- Email address
- Profile photo (optional)
- Password (stored only as a salted hash)
Expense Data
- Expense amounts & descriptions
- Group and split records
- Settlements you record as paid outside the app
- Currency preferences
- Receipt images you upload
Usage Data
- App interactions & feature usage
- Pages visited and session duration
- Search queries
- Error logs
- Feature preferences
Device Information
- Device type and model
- Operating system version
- IP address
- Browser type
- Unique device identifiers
How We Use Your Data
- group
To facilitate expense splitting and group settlements between you and your contacts.
- notifications
To send notifications regarding group activity, outstanding balances, and settlements recorded by group members.
- trending_up
To provide charts and summaries of your shared spending.
- security
To detect, prevent, and investigate fraudulent activities and security breaches.
- tune
To personalize your experience and improve our features based on your usage patterns.
- support_agent
To respond to your comments, questions, and customer support requests.
Data Security
We take reasonable technical measures to protect your information against unauthorized access, alteration, disclosure, or destruction.
HTTPS Everywhere
All traffic between the app and our servers is encrypted in transit.
Hashed Passwords
Passwords are salted and hashed. We never store them in plain text.
No Bank Connections
SplitWisely does not connect to or store bank account credentials.
Report a Vulnerability
Security issues can be reported to us by email.
Data Retention
We retain your personal data only for as long as necessary to fulfill the purposes outlined in this policy, or as required by applicable law.
| Data Type | Retention Period | Reason |
|---|---|---|
| Account Data | Duration of account + 30 days | Account management |
| Expense Records | 7 years post-transaction | Legal compliance |
| Usage Logs | 90 days | Security & analytics |
| Support Tickets | 2 years | Quality assurance |
Your Privacy Rights
You have the following rights regarding your personal data, and we offer them to every user regardless of location:
To delete your account and data: visit splitwisely.in/delete-account or email info@splitwisely.in.
Right to Access & Portability
Request a copy of all your data in a machine-readable format at any time through your Settings > Privacy.
Right to Erasure ("Right to be Forgotten")
Request deletion of your account and all associated personal data. You can start this from the Delete Account page, or by emailing info@splitwisely.in. Some shared expense records remain visible to other members of your groups, because that data belongs to them too.
Right to Rectification
Correct any inaccurate or incomplete personal data through your profile management settings.
Right to Restrict Processing
Request that we limit the processing of your personal data under certain circumstances.
Right to Object
Object to the processing of your personal data for direct marketing or based on legitimate interests.
Questions or Concerns?
Email us and we will help with any privacy-related query.
SplitWisely is a software product developed and operated by Coderg Technologies. For any privacy question, data access request or deletion request, email us at info@splitwisely.in. We aim to respond to every request we receive.